Smart wallets
Open and manage your SLE wallet, then move leones through instant bank transfers and mobile channels.
Flot Personal
Your everyday
wing-app.
Manage money. Pay bills. Book flights. Send money. Shop globally. Earn rewards. All from one beautifully designed app.
One app, less admin
Your money,
all in one place.
Managing your finances should not require five different apps. Flot is designed around how you actually live.
Fast payments
Send to Flot users and Sierra Leonean bank accounts, or get paid through your own Paylink.
Clear insights
See live spending, monthly summaries, category trends and useful notifications.
Real rewards
Earn cashback and unlock more value across eligible payments, cards and travel.
Full card control
Change your PIN, set limits, track purchases, and freeze or unfreeze cards instantly.
Travel built in
Search flights, pay securely, get instant confirmation and earn rewards in the same app.
Pay anyone
Money there.
In seconds.
Send to friends and Sierra Leonean bank accounts. Every transfer is clear before you confirm it.
Flot to FlotBank transferMobile money
Get paid
Your link.
Their card.
Create a Flot Paylink and accept Visa or Mastercard from anyone, anywhere.
FLOT PAYLINKSecure payment request
PAYING Mariama Kamara Reference · FL-2048
AMOUNT DUE Le 12,500.00
Pay securely →
Encrypted checkout · Visa & Mastercard
Know more
Every leone,
accounted for.
Real-time analytics show what changed, where your money went and what is coming next.
7-DAY SPENDLe 385,200
LIVEVS LAST WEEK↓ 12.4%
DAILY AVERAGELe 55,029
TOP CATEGORYShopping
80k40k0
Daily spendUpdated just now
Scan & pay
Point. Scan.
Done.
Pay in-store and online at participating Flot merchants without typing long account details.
Fast checkoutInstant confirmationSecure by design
Flot Travel
Travel smarter.
Not harder.
Search, compare and book flights from inside the app. Your wallet, cards and travel rewards finally work together.
Book with Flot →Competitive fares
Compare international routes in one place.
Cashback
Earn on eligible bookings and payments.
Lounge access
Unlock premium airport benefits by card tier.
Travel protection
Added confidence for eligible journeys.
Instant confirmation
Book and know it is done immediately.
Dedicated support
Help when your journey needs it.
Flot cards
One app.
Every card.
From instant virtual spending to invitation-only travel privileges, there is a Flot card for every stage.
VISAFLOT VIRTUAL•••• 5087
ACTIVEVirtual
Instant and free- Activate in under a minute
- Built for SLE payments
- Perfect for online payments
- Real-time controls
Mint
Visa Classic- Everyday spending
- Cashback rewards
- Contactless payments
- No monthly fee
Gold
Visa Platinum- Travel protection
- Airport lounge access
- Purchase protection
- Premium rewards
Ultra Black
Invitation only- Higher spending limits
- Relationship manager
- Priority support
- Up to 1,290 lounges
*Card pricing, transaction fees, benefits and eligibility are subject to Flot's current terms and approval. Airport lounge access varies by card tier.
Security
You are always
in control.
Secure access, instant card controls and real-time alerts help protect your money without slowing you down.
Biometric accessUse Face ID, fingerprint or your secure PIN.
Instant freezeFreeze or unfreeze a card without calling support.
Real-time alertsKnow the moment anything moves.
Fraud monitoringContinuous protection across your account and cards.
Your wing-app
Ready for money
that feels simpler?
One download link for iOS and Android.