Smart wallets
Open and manage your SLE wallet, then move leones through instant bank transfers and mobile channels.
Manage money. Pay bills. Send money. Shop globally. Earn rewards. All from one beautifully designed app.


Managing your finances should not require five different apps. Flot is designed around how you actually live.
Open and manage your SLE wallet, then move leones through instant bank transfers and mobile channels.
Send to Flot users and Sierra Leonean bank accounts, or get paid through your own Paylink.
See live spending, monthly summaries, category trends and useful notifications.
Earn cashback and unlock more value across eligible payments and cards.
Change your PIN, set limits, track purchases, and freeze or unfreeze cards instantly.
Send to friends and Sierra Leonean bank accounts. Every transfer is clear before you confirm it.
Create a Flot Paylink and accept Visa or Mastercard from anyone, anywhere.
Real-time analytics show what changed, where your money went and what is coming next.
Pay in-store and online at participating Flot merchants without typing long account details.
From instant virtual spending to invitation-only travel privileges, there is a Flot card for every stage.



*Card pricing, transaction fees, benefits and eligibility are subject to Flot's current terms and approval. Airport lounge access varies by card tier.
Secure access, instant card controls and real-time alerts help protect your money without slowing you down.
One download link for iOS and Android.