Total available balance
Le 28,402,500 +12.4% from previous period
flot Get Flot ↗ Welcome to Flot
FLOT / SIERRA LEONE
Your money should move as fast as your life.
One wallet for every money move.
Bank, pay, travel and manage every leone from the Flot app or WhatsApp.
Scroll to explore · Wallet
Why Flot
Finance should feel
effortless.
Flot is a single financial environment combining everyday banking, WhatsApp payments, Visa and Mastercard cards and business finance.
Simple for people.Powerful for enterprises.
The latest from Flot
All articles
Sierra Leone’s homegrown fintech prepares to open the world to its citizens
President Bio Receives Card No. 001 as Flot Prepares for Launch
President Julius Maada Bio receives the first Flot Ultra Black Card, issued in partnership with Zenith Bank Sierra Leone, at State House.
By Flot 3 min read Read the release
Three platformsOne ecosystem
01Personal ↗
Money that moves like you do.
Wallets, transfers, WhatsApp, cards, rewards and smart insights in one connected experience.
BankingWhatsAppCards
02Business ↗
Complete control, minus the complexity.
Run treasury, cards, collections and reporting from one financial operating system.
TreasuryTeam cardsCollectionsInsights
03Developers ↗
One integration. Every way to pay.
Modern payment infrastructure for instant bank transfers, cards, mobile money, POS, QR and more.
REST APIsWebhooksPOS
The Flot app
All your money.
One wing-app.
Open your wallet, move money, pay bills, manage cards and see where every leone goes.
- ✓ Secure SLE and USD wallets
- ✓ Bank and mobile money payments
- ✓ Real-time spending insights
- ✓ Rewards on everyday spending
Flot on WhatsApp
Your money.
One message away.
Send and receive money, move funds from a card, top up airtime or EDSA, find Flot merchants, review transactions and get help, all inside WhatsApp.
01Everyday actions in plain language
02Instant confirmations in the same chat
03Built-in guidance when you need help
Flot Business account
Messages are end-to-end encrypted
TODAY
Hi Ayorinde.
What would you like to do?
How can I help?Tap an option to continue
Flot Visa
One card.
Everywhere.
Virtual, Mint, Gold and Ultra. Spend online, in-store and around the world with complete control from your app.
0%monthly fee*
1%per transaction*
24/7card controls
Flot Business
Every money move.
One clear view.
Corporate wallets, team cards, collections, approvals and reporting, designed to keep finance teams in control.
01
See cash across accounts
02
Control every company card
03
Collect and reconcile revenue
Saturday, 18 JulyOverview
Cash flowIncoming vs outgoing
Live18 Jun25 Jun02 Jul09 Jul18 Jul
Recent transactionsUpdated a few seconds ago
CounterpartyMethodAmountStatus ABAberdeen MarketToday, 10:42Bank transfer+Le 842,000Settled SLSalone LogisticsToday, 09:18Team card−Le 265,000Settled
Flot for developers
Build once.
Accept everywhere.
Instant bank transfers, cards, mobile money, POS, QR and payment links through one developer-first platform.
REST APIsWebhooks99.9% uptime
Explore the platform →TS create-payment.ts × { } package.json
import { Flot } from "@flot-pay/node";const flot = new Flot({secretKey: process.env.FLOT_SECRET_KEY,});export async function createCheckout() {const payment = await flot.payments.create({amount: 250000,currency: "SLE",methods: ["card", "bank_transfer"],callbackUrl: "/payments/complete",});return payment.checkout_url;}
TERMINALOUTPUTPROBLEMS 0＋ ⌃ ×
➜ npm run dev
info Flot SDK initialized
POST /v1/payments 201 Created 284ms
webhook payment.created flot_pay_9f4c12
Security first
Built to protect
every move.
You are the key
Biometrics, device protection and instant card controls put security in your hands.
Always watching
Fraud monitoring and real-time alerts help keep every transaction visible.
Built for the globe
Everything we build opens more of the world to you, so you can pay, travel and do business across borders with confidence.
Sign up in a few
easy steps.
Keep your phone and ID nearby. Flot guides you through the rest.
Start with Flot ↗
Ready when you are
Money works better
when it moves together.
Get Flot for your life, your business or your next big idea.